GMHBA Fit Packages


GMHBA Fit Packages offer excellent benefits for families and individuals into sport and fitness

Designed specifically for families into sport and fitness to make sure they get everything they need and more from Private Health Insurance. GMHBA Fit Packages offer all the benefits of traditional health cover but pay higher benefits for things sports people are most likely to need or use.

Fit Packages also reward you and your family for keeping active through Australia’s first behaviour-based rewards program. FIT encourages and rewards healthy behaviour by giving you points for a wide variety of activities, from participating in a fun run to playing your favourite team sport, even getting a health check from your GP! You can then redeem your points for high quality sport equipment and amazing money can’t buy experiences.


Why are Fit Packages better?

Our Fit Packages support the health of active people by providing higher benefits for hospital procedures to treat injuries more likely to occur whilst you are playing sport, exercising or recreating.

Earn $$ for your Club or your Sport

  1. Increased cover for the surgery active individuals & families are most likely to need or fear - such as knee arthroscopes, knee/shoulder/ankle reconstructions, fractures of hand, finger, wrist or collarbone, while still providing other essential hospital cover expected of a leading health insurer.
  2.  Up to 80% Back on most Extras.1
  3. Higher physiotherapy and dietitian benefits (up to 90%) when treatment is provided by a Sports Titled member of the APA (Australian Physiotherapy Association) or SDA (Sports Dietitian Australia).1
  4. Benefits for a Preventive Health Assessment – helps identify injury risks, thus helping the member to reduce their risk.
  5. Great General Dental Cover - up to 100% of FIT Schedule Fee.1
  6.  Benefits also include higher benefits for major dental treatment common in sporting injuries. E.g. up to $1,500.00 towards Crowns (ADA no. 613).
  7. Claim back up to 100% of an Ambulance Subscription- this covers emergency & non emergency transport.1
  8.  Foot Orthotic benefits up to $480 when supplied by a Podiatrist.
  9. FIT has Australia’s first behavioural-based rewards program – earn points for being active and redeem them to access professional games; money can’t buy experiences and discounts on sporting goods.



Benefits for you and your Sport or Club include:

  • Joining Offer of $150 towards your Sport’s or Club’s annual membership fee. Conditions apply, so visit for more information on this exclusive offer.
  • We’ll waive most of the normal 2 & 6 month waiting periods on Hospital and Extras. This includes switching from another fund.2
  • 2% Direct Debit Discounts Available – (Bank Account only).
  • We’ll even give you a 60 day money back guarantee. See insurer for details.
  • Your Sport or Club can earn $150 for every sign-up to a GMHBA combined product or FIT package.


1. Dependant on the cover selected and/or State.

2. The 2 month waiting periods for psychiatric, rehabilitation and palliative care applies. Other waiting periods such as 12 months for major dental, obstetrics and pre-existing conditions apply.

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(03) 8199 7935